Joshua Bevan

One of the easiest things you can implement when learning how to budget for a family is to make a shopping list and STICK TO IT!  It’s as simple as that!  In addition to Reducing, Reusing, and Recycling to fix your finances, this is a very simple tip that you can follow.

How to Make a Shopping List

The first step is to make a reasonable shopping list.  (If you need some help getting started, check out this sample grocery list.) If you aren’t already in the habit, start a list on the fridge or another family-friendly place for all family members to write down things that are nearly finished. You should have separate lists for groceries and other household items that can be purchased somewhere other than the grocery store (usually at a cheaper price!).  Then, on the day before shopping day, organize your list (or lists) in an order that makes sense to you: by section of the store, by type of item, or by most-to-least important in case your trip gets cut short.

Choose a Shopping Day

Household Budgeting Made Easier by Sticking to a List

Doing your shopping once a week (or twice if necessary for a large family) is the next step in household budgeting.  By only going shopping on designated days you can stick to your budget and your list because you will not be picking up “just one more thing” every time you are out at the store.  Instead, you will be planning all week for what you actually need, and if it’s written down you know it is a smart purchase.

Once you start putting these tips into action, you will save time and energy as well as money.  Making your list throughout the week will reduce the time you spend on shopping day, and spending only one day on shopping will free up the time you spend driving, parking, paying, and unloading the car.  It’s a win-win situation for your time and your budget!